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Guide

Dealer or private buyer?

The private buyer usually pays a little more. The dealer pays right away. Here is how to choose without getting it wrong.

What a private sale really brings in

On paper, the private buyer pays the highest price. In practice you have to deduct the pre-sale roadworthiness test, the Car-Pass, the minimum reconditioning so the car presents well, the weeks of waiting, the final haggling (5 to 12% on average) and the risk of a buyer coming back three weeks later over a hidden defect. Once everything is counted, the gap with a professional offer is often much smaller than it looks.

Part-exchange at the dealership

The dealership takes your car only if you buy one from them, and the trade-in price is often offset by a less generous discount on the new one. Always compare the trade-in offer with a pure purchase offer: the difference sometimes funds the discount.

Online auctions and large networks

Auction platforms and large buying networks quote a price online, then ask you to drive to a branch where the price is “confirmed”, which often means revised downwards after inspection. Payment follows by bank transfer, sometimes several days later. The service is serious, but it goes through intermediaries and takes time.

Direct purchase by a professional

A buyer who comes to you, checks the car on the spot and pays before leaving removes everything else: no test to pass, no listing, no waiting, no intermediary. The price is the market price minus a known margin, and it no longer moves once the firm offer is given. For a car over 8 years old, with high mileage or when the seller is in a hurry, it is almost always the most profitable option once time is counted.

Guide

Frequently asked questions

Does a dealer really pay less than a private buyer?

On the gross amount, yes, 10 to 25% depending on the model. On the net amount, once the roadworthiness test, costs, haggling and time spent are deducted, the gap shrinks sharply, and it often disappears for cars over 8 years old.

Can I sell a car with a known fault to a dealer?

Yes, provided you declare it. The offer will take it into account, but a dealer also buys cars with a tired engine, a failed roadworthiness test or a damaged body.

Can I change my mind after receiving a firm offer?

Yes, right up to signing. The firm offer binds us, not you. It remains valid for seven days.

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